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As a truly independent broker our aim is to untangle the insurance jargon, to enable our clients to fully understand what is covered and what is excluded within their insurance policies.

 

New Client

We care for our clients, we listen to them and always act in their best interest.

We endeavour to provide our clients with a competitive insurance solution by carrying out a thorough brokering process suitable to their needs.

Renewals & Claims

On renewal we will be in touch prior to the expiry of the policy so that we can discuss renewal options and changes in good time.

Our pro-active approach to service will impress you. We endeavour to treat our customers fairly and we strongly advocate towards the swift settlement of valid claims.

Our Commitment

Is to provide value for money insurance cover for your business and always be at the other side of the phone.

“The culture of our business is built in our professional & ethical standards.”

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PI insurance protects professionals against claims brought against them by their clients. 

The costs of defending PI lawsuits is more expensive now than ever, this has led to an increase in the levels of cover purchased by professionals. At Senate we have access to leading insurance markets for professional indemnity insurance. Get in touch and find out what cover options are available for your business.


Who for: Professional Services such as solicitors, accountants, DLT and Crypto related INDUSTRIES, architects and consultancy roles.

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D&O Insurance / Management Liability is designed to protect directors and officers of a company from their increased exposure within the business, legal and regulatory environment. 

D&O insurance has become a must-have protection. Give us a call and help us secure the peace of mind you deserve.

Who for: Small to large business organisations including voluntary associations and management companies.

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The property owners insurance policy is designed to provide cover for buildings and property. Typical cover will include protection against a range of perils for residential and commercial properties. Some policies may include liability cover as standard or as an optional cover alongside D&O for residential committees, machinery breakdown, contents and loss of rent.

Who for: PROPERTY DEVELOPERS & PROPERTY OWNERS

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CAR insurance caters for the needs of the construction industry. We have access to local and international providers that can provide CAR coverage on an annual or project basis. The cover allows construction clients to cover liabilities and property under one policy on an all risks basis. 


Who for: Construction Industry

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The commercial combined policy provides a range of cover-features that can be tailored to cover risks specific to your business.  We access local insurance markets and the Lloyd’s of London market depending on the type and size of risk.

Who For: SMALL TO MEDIUM BUSINESSES, OFFICES, WHOLESALERS AND MANUFACTURERS.

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Cyber is designed to help protect your business against the growing threats of computer attacks such as data breaches, denial of access, Trojan viruses etc. A cyber insurance policy can provide liability coverage and first party losses such as business interruption, all under one policy. We have access to some of the leading providers in the market. 


Who For: FINANCIAL INSTITUTIONS, FIN-TECH COMPANIES, GAMING INDUSTRY, TELECOMMUNICATIONS AND ANY BUSINESS WITH A CYBER EXPOSURE.  

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We provide competitive insurance placing for our marine clients on a variety of risks. Some of the products we can provide are:

 Hull & Machinery (H&M); Protection & Indemnity (P&I); Cargo and stock; Marine liabilities; Ports and terminals; Marine P&I Insurance amongst other risks. 

Who for: Marine Industry, Freight Companies, Shipping Agents etc.

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Regulatory changes, cyber exposures and general economic uncertainty can add to to the overwhelming pressure that Financial Institutions face.   

Insurance covers such as the bankers blanket, crime, D&O insurance, professional liability & cyber help financial institutions protect against the growing risk exposures within the industry.     

WHO FOR: FINANCIAL INSTITUTIONS


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Healthcare / Private Medical Insurance (PMI) is designed to cover medical expenses such as outpatient and inpatient costs. Covers may include dental, optical, critical illnesses & conditions as well as other benefits. We have access to a panel of healthcare providers with tailor made medical plans. Let us help you chose the right one for your business.

Who for: BUSINESSES / GROUPS / INDIVIDUAL

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Medical Malpractice Insurance / Medical Liability Insurance is designed to protect healthcare professionals in the event of any allegations of medical malpractice or clinical negligence.  We enjoy wide access to leading malpractice insurers  to assist you in placing competitive malpractice coverage. 

 WHO FOR: MEDICAL PRACTIONERS, MEDICAL ESTABLISHMENTS, PHARMACEUTICAL PROFESSION AND RELATED PROFESSSIONS

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Terrorism insurance cover  can be purchased separately or as an additional option to your existing cover. Call us and we will be delighted to assist you in securing suitable cover for your business.

WHO FOR:  PROPERTY OWNERS & DEVELOPERS AND ANY BUSINESS WITH AN  EXPOSURE TO THE RISK.

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We can provide cover for specialised risks within the DLT, Crypto market industry; and areas such as Energy, Political Risks, Warranties / bonds amongst other specialties.